Sampath Bank Credit System

A comprehensive credit application system developed for Sampath Bank, one of Sri Lanka's leading financial institutions. The system streamlines the credit application process, from initial submission through approval workflows to final disbursement.

5,000+

Monthly Applications

3 days

Processing Time

+25%

Approval Rate

The Problem

Sampath Bank's manual credit application process was slow, error-prone, and couldn't scale to handle the growing volume of applications. Processing times exceeded 2 weeks, leading to customer dissatisfaction.

The Solution

Built a full-stack credit application system using Angular for the front-end and Spring Boot for the backend. Implemented automated workflows, document management, and integration with credit scoring systems to streamline the entire process.

Key Features

Online credit application submission
Automated credit scoring integration
Multi-level approval workflows
Document upload and verification
Applicant tracking system
Reporting and analytics dashboard
Integration with core banking systems

Challenges & Solutions

Ensuring data security and compliance with banking regulations
Implementing complex approval workflows
Integrating with legacy banking systems
Handling high volume of concurrent applications

Results & Impact

Processing 5,000+ applications monthly
Reduced processing time from 2 weeks to 3 days
Improved approval rate by 25% through better data collection
Enhanced customer satisfaction scores

Project Info

Role Associate Software Engineer - Full-stack development

Timeline March 2020 - June 2021

Technologies

Frontend

Angular 6+ TypeScript

Backend

Spring Boot Java

Database

MySQL

Other

Enterprise Integration Workflow Automation